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 First State Bank
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First State Bank
| RSSD ID 565143 | CERTIFICATE 12149 | ABA NUMBER 83903564 |
| 240 N 1st St |
Quarter Ended : |
2026-03-31 |
| Irvington, Kentucky, 40146 |
Updated : |
2026-04-28 |
| www.firststatebankky.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 414,467 |
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Total Interest Income | 5,308 |
| Total Liabilities | 374,551 |
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Total NonInterest Income | 364 |
| Total Bank Equity Capital | 39,916 |
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Total Interest Expense | 1,533 |
| Total Deposits | 365,547 |
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Total NonInterest Expense | 1,821 |
| Net Loans & Leases | 286,568 |
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Net Income | 1,725 |
| Loan Loss Allowance | 717 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,230 |
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Total loans | 287,219 |
| Total assets for the leverage ratio | 382,723 |
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Loans secured by real estate: | 232,856 |
| Tier 1 Leverage Ratio | 11.89 |
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Commercial and industrial loans | 38,914 |
| Tier 1 Capital Ratio | 16.22 |
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Loans to individuals - Credit Cards | 1,291 |
| Total Capital Ratio | 16.48 |
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Loans to individuals - Other | 11,804 |
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:· First State Bank
