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First Federal Savings of Middletown

First Federal Savings of Middletown
RSSD ID 565170 | CERTIFICATE 28712 | ABA NUMBER 221972098
22 James St Quarter Ended : 2026-03-31
Middletown, New York, 10940 Updated : 2026-04-22
www.firstfederalmiddletown.com

Institution Profile
Year Opened : 1888 Institution Type : State Stock Savings and Loans
Entity Type : State Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 1 Number of Employees : 13

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets185,930
Total Interest Income2,752
Total Liabilities118,103
Total NonInterest Income49
Total Bank Equity Capital67,827
Total Interest Expense506
Total Deposits111,276
Total NonInterest Expense1,152
Net Loans & Leases149,804
Net Income957
Loan Loss Allowance1,540
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans149,361
Total assets for the leverage ratio183,771
Loans secured by real estate:145,472
Tier 1 Leverage Ratio36.91
Commercial and industrial loans3,886
Off Balance Sheet Exposures (%)0
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury