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 Farmers and Merchants State Bank
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Farmers and Merchants State Bank
| RSSD ID 601153 | CERTIFICATE 501 | ABA NUMBER 91402015 |
| 101 S Main St |
Quarter Ended : |
2026-03-31 |
| Plankinton, South Dakota, 57368 |
Updated : |
2026-04-22 |
| www.fmsbonline.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 172,888 |
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Total Interest Income | 3,015 |
| Total Liabilities | 154,891 |
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Total NonInterest Income | 141 |
| Total Bank Equity Capital | 17,997 |
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Total Interest Expense | 964 |
| Total Deposits | 140,795 |
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Total NonInterest Expense | 879 |
| Net Loans & Leases | 137,127 |
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Net Income | 1,155 |
| Loan Loss Allowance | 1,827 |
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Net Charge Offs | 45 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,663 |
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Total loans | 142,908 |
| Total assets for the leverage ratio | 179,729 |
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Loans secured by real estate: | 31,456 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 17,253 |
| Tier 1 Capital Ratio | 12 |
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Loans to individuals - Credit Cards | 176 |
| Total Capital Ratio | 13.2 |
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Loans to individuals - Other | 5,705 |
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:· Farmers and Merchants State Bank
