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Citizens Federal Savings and Loan Association

Citizens Federal Savings and Loan Association
RSSD ID 673477 | CERTIFICATE 27841 | ABA NUMBER 242170086
433 Madison Ave Quarter Ended : 2026-03-31
Covington, Kentucky, 41011 Updated : 2026-04-29
www.citizens-federal.com

Institution Profile
Year Opened : 1886 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 1 Number of Employees : 4

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets40,591
Total Interest Income475
Total Liabilities29,285
Total NonInterest Income6
Total Bank Equity Capital11,306
Total Interest Expense236
Total Deposits26,754
Total NonInterest Expense243
Net Loans & Leases30,748
Net Income21
Loan Loss Allowance272
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital11,773
Total loans30,415
Total assets for the leverage ratio41,062
Loans secured by real estate:31,631
Tier 1 Leverage Ratio28.07
Commercial and industrial loans0
Tier 1 Capital Ratio58.69
Loans to individuals - Credit Cards0
Total Capital Ratio59.94
Loans to individuals - Other254





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury