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:· RAILROAD FEDERAL CREDIT UNION
 







 
RAILROAD FEDERAL CREDIT UNION
RAILROAD FEDERAL CREDIT UNION
RSSD ID 677989 | CHARTER 11176
P O BOX 100185 Quarter Ended : 2014-12-31
IRONDALE, AL, 35210 Agency Update : 2015-02-04
https://railroadfcu.com

Institution Profile
Year Opened : 1956 Institution Type : Credit Union
Credit Union Type : Federal Federal Regulator : NCUA
Membership Type : Multiple common bond - primarily transportation
Statistical Area (MSA) : Birmingham,AL
Current Members : 6,816 Potential Members : 7,400
Full-time Employees : 8 Part-time Employees : 1
Credit Union Service Organizations (CUSO) List

Financial Reports
Statement of Financial Condition Report
Income and Expense Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
Income Statement (ytd)
Total Assets104,295,582
Total Interest Income1,892,811
Total Liabilities 117,938
Total NonInterest Income115,747
Total Shares and Deposits90,901,629
Total Interest Expense671,583
Total Equity 13,276,015
Total NonInterest Expense1,154,467



PCA Net Worth
Loans
Total Net Worth12,948,850
Total Loans14,603,593
Net Worth Ratio12.41
Real Estate Loans 1,222,940
Net Worth ClassificationWell Capitalized
Unsecured Loans 2,958,814


Number of Loans YTD1,378


Loans Amount YTD7,374,420





 

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Source of Data: FDIC, FRB, NCUA, OCC, OTS, SEC, U.S. Department of the Treasury