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 NBT Bank, National Association
NBT Bank, National Association
| RSSD ID 702117 | CERTIFICATE 7230 | ABA NUMBER 21303618 |
| 52 South Broad Street |
Quarter Ended : |
2013-03-31 |
| Norwich, New York, 13815 |
Updated : |
2013-06-06 |
| www.nbtbank.com |
Updates : |
| Holding Company (RSSDID 1139279) : Nbt Bancorp Inc. |
| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Commercial Lending Specialization |
| Interstate Branches : |
Yes
|
Foreign Offices : |
No |
| Number of Offices : |
164 |
Number of Employees : |
1,089 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,546,522 |
|
Total Interest Income | 60,256 |
| Total Liabilities | 6,712,622 |
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Total NonInterest Income | 16,070 |
| Total Bank Equity Capital | 833,900 |
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Total Interest Expense | 7,790 |
| Total Deposits | 6,052,605 |
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Total NonInterest Expense | 55,861 |
| Net Loans & Leases | 5,120,843 |
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Net Income | 5,197 |
| Loan Loss Allowance | 68,734 |
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Net Charge Offs | 6,258 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 637,996 |
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Total loans | 4,440,434 |
| Total assets for leverage capital purposes | 6,086,736 |
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Loans secured by real estate: | 2,596,364 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 717,282 |
| Tier 1 Risk-based Capital Ratio | 10.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 11.58 |
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Loans to individuals - Other | 1,088,060 |
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:· NBT Bank, National Association
