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 The Peoples Bank Co.
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The Peoples Bank Co.
| RSSD ID 702911 | CERTIFICATE 13220 | ABA NUMBER 42309222 |
| 112 W Main St |
Quarter Ended : |
2026-03-31 |
| Coldwater, Ohio, 45828 |
Updated : |
2026-04-23 |
| www.pbc.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 842,455 |
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Total Interest Income | 9,255 |
| Total Liabilities | 761,277 |
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Total NonInterest Income | 984 |
| Total Bank Equity Capital | 81,178 |
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Total Interest Expense | 2,793 |
| Total Deposits | 737,907 |
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Total NonInterest Expense | 2,934 |
| Net Loans & Leases | 432,169 |
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Net Income | 3,520 |
| Loan Loss Allowance | 5,610 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,068 |
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Total loans | 436,630 |
| Total assets for the leverage ratio | 853,234 |
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Loans secured by real estate: | 367,226 |
| Tier 1 Leverage Ratio | 11.97 |
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Commercial and industrial loans | 41,519 |
| Tier 1 Capital Ratio | 20.96 |
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Loans to individuals - Credit Cards | 579 |
| Total Capital Ratio | 22.18 |
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Loans to individuals - Other | 8,876 |
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:· The Peoples Bank Co.
