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Ohnward Bank & Trust
Ohnward Bank & Trust
| RSSD ID 761543 | CERTIFICATE 10111 | ABA NUMBER 73911870 |
| 332 1st Avenue West |
Quarter Ended : |
2013-03-31 |
| Cascade, Iowa, 52033 |
Updated : |
2013-04-29 |
| www.ohnwardbank.com |
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| Holding Company (RSSDID 1200311) : Ohnward Bancshares, Inc. |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Agricultural Specialization |
| Statistical Area (MSA) : |
Dubuque, IA |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
6 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 194,196 |
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Total Interest Income | 2,067 |
| Total Liabilities | 171,384 |
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Total NonInterest Income | 223 |
| Total Bank Equity Capital | 22,812 |
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Total Interest Expense | 367 |
| Total Deposits | 160,018 |
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Total NonInterest Expense | 1,281 |
| Net Loans & Leases | 141,050 |
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Net Income | 408 |
| Loan Loss Allowance | 1,846 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total risk based capital | 22,442 |
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Total loans | 141,607 |
| Total assets for leverage capital purposes | 191,316 |
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Loans secured by real estate: | 90,372 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 15,170 |
| Tier 1 Risk-based Capital Ratio | 13.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 14.35 |
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Loans to individuals - Other | 5,734 |
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