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 Farmers State Bank
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Farmers State Bank
| RSSD ID 773032 | CERTIFICATE 879 | ABA NUMBER 61108161 |
| 115 N Washington St |
Quarter Ended : |
2026-03-31 |
| Lincolnton, Georgia, 30817 |
Updated : |
2026-04-28 |
| FARMERSSTATEONLINE.COM |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 188,636 |
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Total Interest Income | 2,643 |
| Total Liabilities | 163,557 |
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Total NonInterest Income | 306 |
| Total Bank Equity Capital | 25,079 |
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Total Interest Expense | 279 |
| Total Deposits | 162,918 |
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Total NonInterest Expense | 1,519 |
| Net Loans & Leases | 83,512 |
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Net Income | 1,151 |
| Loan Loss Allowance | 1,486 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,144 |
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Total loans | 87,470 |
| Total assets for the leverage ratio | 188,693 |
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Loans secured by real estate: | 72,369 |
| Tier 1 Leverage Ratio | 15.91 |
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Commercial and industrial loans | 5,998 |
| Tier 1 Capital Ratio | 33.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 35.07 |
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Loans to individuals - Other | 8,909 |
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:· Farmers State Bank
