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 West Point Bank
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West Point Bank
| RSSD ID 79042 | CERTIFICATE 12166 | ABA NUMBER 83906668 |
| 600 W Lincoln Trail Blvd |
Quarter Ended : |
2026-03-31 |
| Radcliff, Kentucky, 40160 |
Updated : |
2026-04-27 |
| www.westpointbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 570,546 |
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Total Interest Income | 8,058 |
| Total Liabilities | 530,767 |
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Total NonInterest Income | 313 |
| Total Bank Equity Capital | 39,779 |
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Total Interest Expense | 3,926 |
| Total Deposits | 486,197 |
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Total NonInterest Expense | 2,256 |
| Net Loans & Leases | 438,185 |
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Net Income | 1,684 |
| Loan Loss Allowance | 2,189 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,960 |
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Total loans | 438,428 |
| Total assets for the leverage ratio | 563,347 |
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Loans secured by real estate: | 408,933 |
| Tier 1 Leverage Ratio | 8.46 |
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Commercial and industrial loans | 21,477 |
| Tier 1 Capital Ratio | 11.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.98 |
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Loans to individuals - Other | 4,263 |
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:· West Point Bank
