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 Farmers Deposit Bank
Farmers Deposit Bank
| RSSD ID 792743 | CERTIFICATE 9686 | ABA NUMBER 83902701 |
| 5230 S Main St |
Quarter Ended : |
2012-06-30 |
| Eminence, Kentucky, 40019 |
Updated : |
2012-07-27 |
| www.farmersdepositbank.com |
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| Holding Company (RSSDID 2007647) : Premier Financial Bancorp, Inc. |
| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 58,824 |
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Total Interest Income | 1,412 |
| Total Liabilities | 48,751 |
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Total NonInterest Income | 155 |
| Total Bank Equity Capital | 10,073 |
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Total Interest Expense | 201 |
| Total Deposits | 48,544 |
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Total NonInterest Expense | 909 |
| Net Loans & Leases | 37,265 |
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Net Income | 238 |
| Loan Loss Allowance | 891 |
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Net Charge Offs | 197 |
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| Key Ratios |
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Quarterly Averages
(USD, in thousands) |
| Tier 1 Leverage Ratio | 11.6 |
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Total loans | 38,700 |
| Tier 1 Risk-based Capital Ratio | 16.97 |
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Loans secured by real estate: | 34,010 |
| Total Risk-based Capital Ratio | 18.23 |
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Commercial and industrial loans | 3,626 |
| ROA | 0.8 |
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Loans to individuals - Credit Cards | 0 |
| ROE | 4.76 |
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Loans to individuals - Other | 581 |
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:· Farmers Deposit Bank
