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 First Federal Savings and Loan Association of Valdosta
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First Federal Savings and Loan Association of Valdosta
| RSSD ID 828174 | CERTIFICATE 29164 | ABA NUMBER 261270831 |
| 411 N Patterson St |
Quarter Ended : |
2026-03-31 |
| Valdosta, Georgia, 31601 |
Updated : |
2026-04-23 |
| www.1stfederalvaldosta.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 277,565 |
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Total Interest Income | 4,116 |
| Total Liabilities | 244,281 |
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Total NonInterest Income | 242 |
| Total Bank Equity Capital | 33,284 |
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Total Interest Expense | 1,474 |
| Total Deposits | 207,255 |
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Total NonInterest Expense | 2,098 |
| Net Loans & Leases | 239,952 |
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Net Income | 580 |
| Loan Loss Allowance | 976 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 239,088 |
| Total assets for the leverage ratio | 271,799 |
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Loans secured by real estate: | 231,296 |
| Tier 1 Leverage Ratio | 12.17 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 4.79 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,792 |
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:· First Federal Savings and Loan Association of Valdosta
