WSB Municipal Bank Financial Reports

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WSB Municipal Bank

RSSD ID 858818 \| CERTIFICATE 7274 \| ABA NUMBER 21309285
111 Clinton St	Quarter Ended :	2026-03-31
Watertown, New York, 13601	Updated :	2026-04-29
www.watertownsavingsbank.com

Institution Profile
Year Opened :	1913	Institution Type :	Commercial bank
Entity Type :	State	Federal Regulator :	FDIC
Member Federal Reserve :	No	S-Corp :	No
Fiduciary Powers :	No	Powers Exercised :	No
Filing Type :	051

Specialization :	Other Specialized Under 1 Billion
Number of Offices :	1	Number of Employees :	0

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	157,991	Total Interest Income	1,221
Total Liabilities	135,056	Total NonInterest Income	0
Total Bank Equity Capital	22,935	Total Interest Expense	194
Total Deposits	120,158	Total NonInterest Expense	28
Net Loans & Leases	0	Net Income	781
Loan Loss Allowance	0	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Community Bank Leverage Ratio	Yes	Total loans	0
Total assets for the leverage ratio	157,972	Loans secured by real estate:	0
Tier 1 Leverage Ratio	14.89	Commercial and industrial loans	0
Off Balance Sheet Exposures (%)	0	Loans to individuals - Credit Cards	0
Trading Assets and Liabilities (%)	0	Loans to individuals - Other	0

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury