|
 |
|
|
 Northeast Georgia Bank
|
Northeast Georgia Bank
| RSSD ID 888833 | CERTIFICATE 15771 | ABA NUMBER 61103030 |
| 12461 Augusta Rd |
Quarter Ended : |
2026-03-31 |
| Lavonia, Georgia, 30553 |
Updated : |
2026-04-29 |
| www.northeastgabank.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 650,820 |
|
Total Interest Income | 8,475 |
| Total Liabilities | 573,650 |
|
Total NonInterest Income | 750 |
| Total Bank Equity Capital | 77,170 |
|
Total Interest Expense | 1,473 |
| Total Deposits | 566,618 |
|
Total NonInterest Expense | 3,266 |
| Net Loans & Leases | 323,174 |
|
Net Income | 4,170 |
| Loan Loss Allowance | 5,116 |
|
Net Charge Offs | 65 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 324,298 |
| Total assets for the leverage ratio | 657,331 |
|
Loans secured by real estate: | 271,841 |
| Tier 1 Leverage Ratio | 12.77 |
|
Commercial and industrial loans | 27,934 |
| Off Balance Sheet Exposures (%) | 7.2 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 11,695 |
|
|
|
|
:· Northeast Georgia Bank
