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 The Home State Bank
The Home State Bank
| RSSD ID 89751 | CERTIFICATE 16902 | ABA NUMBER 107004776 |
| 2695 West Eisenhower Blvd |
Quarter Ended : |
2013-03-31 |
| Loveland, Colorado, 80537 |
Updated : |
2013-04-29 |
| www.homestatebank.com |
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| Holding Company (RSSDID 3234105) : Home State Bancorp |
| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Fort Collins-Loveland, CO |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
11 |
Number of Employees : |
195 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 699,380 |
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Total Interest Income | 5,830 |
| Total Liabilities | 635,084 |
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Total NonInterest Income | 2,028 |
| Total Bank Equity Capital | 64,296 |
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Total Interest Expense | 515 |
| Total Deposits | 611,048 |
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Total NonInterest Expense | 5,300 |
| Net Loans & Leases | 370,476 |
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Net Income | 1,935 |
| Loan Loss Allowance | 7,603 |
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Net Charge Offs | 116 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 64,104 |
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Total loans | 353,520 |
| Total assets for leverage capital purposes | 680,537 |
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Loans secured by real estate: | 301,271 |
| Tier 1 Leverage Ratio | 8.63 |
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Commercial and industrial loans | 36,528 |
| Tier 1 Risk-based Capital Ratio | 13.76 |
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Loans to individuals - Credit Cards | 1,646 |
| Total Risk-based Capital Ratio | 15.02 |
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Loans to individuals - Other | 2,544 |
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:· The Home State Bank
