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 First Bank
First Bank
| RSSD ID 899428 | CERTIFICATE 6917 | ABA NUMBER 51402589 |
| 112 West King Street |
Quarter Ended : |
2013-03-31 |
| Strasburg, Virginia, 22657 |
Updated : |
2013-04-29 |
| www.therespowericom |
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| Holding Company (RSSDID 1076123) : First National Corporation |
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Commercial Lending Specialization |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
10 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 537,024 |
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Total Interest Income | 5,407 |
| Total Liabilities | 488,876 |
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Total NonInterest Income | 1,470 |
| Total Bank Equity Capital | 48,148 |
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Total Interest Expense | 736 |
| Total Deposits | 476,143 |
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Total NonInterest Expense | 5,099 |
| Net Loans & Leases | 369,583 |
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Net Income | 1,008 |
| Loan Loss Allowance | 12,756 |
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Net Charge Offs | 69 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 53,899 |
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Total loans | 386,576 |
| Total assets for leverage capital purposes | 529,387 |
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Loans secured by real estate: | 355,973 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 22,653 |
| Tier 1 Risk-based Capital Ratio | 12.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 14.09 |
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Loans to individuals - Other | 6,668 |
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:· First Bank
