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Carthage Savings and Loan, National Association

Carthage Savings and Loan, National Association
RSSD ID 900678 | CERTIFICATE 28942 | ABA NUMBER 221371563
313 State St Quarter Ended : 2026-03-31
Carthage, New York, 13619 Updated : 2026-04-27
carthagesavings.com

Institution Profile
Year Opened : 1888 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 4 Number of Employees : 39
Related Company Filings Regulator
 RIVERBANK FINANCIAL CORP MHC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets308,056
Total Interest Income3,472
Total Liabilities261,781
Total NonInterest Income214
Total Bank Equity Capital46,275
Total Interest Expense1,178
Total Deposits254,577
Total NonInterest Expense1,685
Net Loans & Leases234,213
Net Income645
Loan Loss Allowance1,491
Net Charge Offs6



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital39,494
Total loans230,178
Total assets for the leverage ratio298,124
Loans secured by real estate:226,751
Tier 1 Leverage Ratio12.75
Commercial and industrial loans240
Tier 1 Capital Ratio25.01
Loans to individuals - Credit Cards0
Total Capital Ratio25.99
Loans to individuals - Other5,832





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury