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Hearthside Bank Corporation
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Hearthside Bank Corporation
| RSSD ID 902672 | CERTIFICATE 31236 | ABA NUMBER 242170426 |
| 1602 Cumberland Ave |
Quarter Ended : |
2026-03-31 |
| Middlesboro, Kentucky, 40965 |
Updated : |
2026-04-28 |
| www.hearthsidebank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 591,133 |
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Total Interest Income | 7,960 |
| Total Liabilities | 537,981 |
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Total NonInterest Income | 1,081 |
| Total Bank Equity Capital | 53,152 |
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Total Interest Expense | 2,690 |
| Total Deposits | 530,083 |
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Total NonInterest Expense | 4,686 |
| Net Loans & Leases | 447,530 |
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Net Income | 1,157 |
| Loan Loss Allowance | 5,490 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 64,788 |
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Total loans | 445,127 |
| Total assets for the leverage ratio | 591,495 |
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Loans secured by real estate: | 413,825 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 17,061 |
| Tier 1 Capital Ratio | 13.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.2 |
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Loans to individuals - Other | 14,033 |
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