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 Bank of Cadiz and Trust Company
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Bank of Cadiz and Trust Company
| RSSD ID 904845 | CERTIFICATE 20239 | ABA NUMBER 83901207 |
| 79 Main St |
Quarter Ended : |
2026-03-31 |
| Cadiz, Kentucky, 42211 |
Updated : |
2026-04-20 |
| www.bankofcadiz.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 142,555 |
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Total Interest Income | 1,723 |
| Total Liabilities | 138,742 |
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Total NonInterest Income | 122 |
| Total Bank Equity Capital | 3,813 |
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Total Interest Expense | 557 |
| Total Deposits | 137,814 |
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Total NonInterest Expense | 869 |
| Net Loans & Leases | 81,848 |
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Net Income | 404 |
| Loan Loss Allowance | 886 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,489 |
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Total loans | 81,078 |
| Total assets for the leverage ratio | 153,355 |
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Loans secured by real estate: | 69,114 |
| Tier 1 Leverage Ratio | 8.87 |
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Commercial and industrial loans | 10,242 |
| Tier 1 Capital Ratio | 15.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.43 |
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Loans to individuals - Other | 1,722 |
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:· Bank of Cadiz and Trust Company
