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 FIRST NATIONAL BANK OF KENTUCKY
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FIRST NATIONAL BANK OF KENTUCKY
| RSSD ID 907444 | CERTIFICATE 2735 | ABA NUMBER 83902196 |
| 604 Highland Ave |
Quarter Ended : |
2026-03-31 |
| Carrollton, Kentucky, 41008 |
Updated : |
2026-04-27 |
| www.fnbkentucky.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 257,115 |
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Total Interest Income | 3,638 |
| Total Liabilities | 234,194 |
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Total NonInterest Income | 301 |
| Total Bank Equity Capital | 22,921 |
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Total Interest Expense | 1,104 |
| Total Deposits | 227,313 |
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Total NonInterest Expense | 1,885 |
| Net Loans & Leases | 200,523 |
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Net Income | 903 |
| Loan Loss Allowance | 2,969 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,430 |
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Total loans | 201,406 |
| Total assets for the leverage ratio | 247,504 |
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Loans secured by real estate: | 165,255 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 12,353 |
| Tier 1 Capital Ratio | 12.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.88 |
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Loans to individuals - Other | 2,934 |
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:· FIRST NATIONAL BANK OF KENTUCKY
