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 Tioga State Bank National Association
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Tioga State Bank National Association
| RSSD ID 910118 | CERTIFICATE 9410 | ABA NUMBER 21308642 |
| 1 N Main St |
Quarter Ended : |
2026-03-31 |
| Spencer, New York, 14883 |
Updated : |
2026-04-30 |
| https://www.tiogabank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
100 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 639,671 |
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Total Interest Income | 7,707 |
| Total Liabilities | 575,103 |
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Total NonInterest Income | 1,284 |
| Total Bank Equity Capital | 64,568 |
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Total Interest Expense | 1,645 |
| Total Deposits | 554,951 |
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Total NonInterest Expense | 4,945 |
| Net Loans & Leases | 375,891 |
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Net Income | 2,010 |
| Loan Loss Allowance | 6,468 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,237 |
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Total loans | 381,852 |
| Total assets for the leverage ratio | 629,022 |
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Loans secured by real estate: | 335,340 |
| Tier 1 Leverage Ratio | 11.26 |
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Commercial and industrial loans | 41,004 |
| Tier 1 Capital Ratio | 20.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.4 |
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Loans to individuals - Other | 4,703 |
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:· Tioga State Bank National Association
