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 Monson Savings Bank
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Monson Savings Bank
| RSSD ID 951102 | CERTIFICATE 90245 | ABA NUMBER 211871219 |
| 146 Main St |
Quarter Ended : |
2026-03-31 |
| Monson, Massachusetts, 1057 |
Updated : |
2026-04-30 |
| www.monsonsavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 813,958 |
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Total Interest Income | 9,570 |
| Total Liabilities | 741,206 |
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Total NonInterest Income | 964 |
| Total Bank Equity Capital | 72,752 |
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Total Interest Expense | 3,231 |
| Total Deposits | 733,336 |
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Total NonInterest Expense | 4,922 |
| Net Loans & Leases | 632,899 |
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Net Income | 1,830 |
| Loan Loss Allowance | 4,266 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 629,488 |
| Total assets for the leverage ratio | 784,353 |
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Loans secured by real estate: | 587,543 |
| Tier 1 Leverage Ratio | 9.79 |
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Commercial and industrial loans | 40,347 |
| Off Balance Sheet Exposures (%) | 16.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,598 |
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:· Monson Savings Bank
