|
 |
|
|
 The First National Bank of River Falls
|
The First National Bank of River Falls
| RSSD ID 956255 | CERTIFICATE 5364 | ABA NUMBER 91802877 |
| 104 E Locust St |
Quarter Ended : |
2026-03-31 |
| River Falls, Wisconsin, 54022 |
Updated : |
2026-04-30 |
| www.fnbrf.com |
|
| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 325,888 |
|
Total Interest Income | 3,645 |
| Total Liabilities | 302,524 |
|
Total NonInterest Income | 417 |
| Total Bank Equity Capital | 23,364 |
|
Total Interest Expense | 921 |
| Total Deposits | 287,909 |
|
Total NonInterest Expense | 2,097 |
| Net Loans & Leases | 162,366 |
|
Net Income | 1,043 |
| Loan Loss Allowance | 2,902 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 35,573 |
|
Total loans | 168,908 |
| Total assets for the leverage ratio | 333,425 |
|
Loans secured by real estate: | 126,187 |
| Tier 1 Leverage Ratio | 9.92 |
|
Commercial and industrial loans | 19,387 |
| Tier 1 Capital Ratio | 16.71 |
|
Loans to individuals - Credit Cards | 68 |
| Total Capital Ratio | 17.97 |
|
Loans to individuals - Other | 4,835 |
|
|
|
|
:· The First National Bank of River Falls
