FIRST SOUTHERN BANCORP, INC. Financial Reports

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:· FIRST SOUTHERN BANCORP, INC.

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FIRST SOUTHERN BANCORP, INC.

Institution Profile

Year Opened :

1988

Institution Type :

Holding Company

Reserve District :

Cleveland

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Cherry Bekaert

Related Bank / Thrift	Assets	Asset Concentration
First Southern National Bank	1,198,390	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	210,305	Total Operating Income	5,045
Total Liabilities	26,340	Total Operating Expenses	682
Total Equity Capital	183,965	Equity in Undistributed Income	30,784
		Net income (loss)	29,919

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	1,302,278

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury