July 23 | 2025
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 Enterprise Bank and Trust Company
Enterprise Bank and Trust Company
| RSSD ID 1356768 | CERTIFICATE 27408 | ABA NUMBER 11302742 |
| 222 Merrimack St |
Quarter Ended : |
2025-03-31 |
| Lowell, Massachusetts, 1852 |
Updated : |
2025-04-30 |
| www.enterprisebanking.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
560 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,900,489 |
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Total Interest Income | 59,622 |
| Total Liabilities | 4,455,460 |
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Total NonInterest Income | 5,453 |
| Total Bank Equity Capital | 445,029 |
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Total Interest Expense | 19,995 |
| Total Deposits | 4,301,664 |
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Total NonInterest Expense | 29,927 |
| Net Loans & Leases | 3,985,600 |
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Net Income | 11,357 |
| Loan Loss Allowance | 64,042 |
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Net Charge Offs | (425) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 554,636 |
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Total loans | 4,015,660 |
| Total assets for the leverage ratio | 4,917,572 |
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Loans secured by real estate: | 3,709,433 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 262,395 |
| Tier 1 Capital Ratio | 11.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.05 |
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Loans to individuals - Other | 7,570 |
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:· Enterprise Bank and Trust Company
