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 Citizens First Bank
Citizens First Bank
| RSSD ID 1867983 | CERTIFICATE 33440 | ABA NUMBER 63114001 |
| 1050 Lake Sumter Lndg |
Quarter Ended : |
2025-09-30 |
| The Villages, Florida, 32162 |
Updated : |
2025-10-28 |
| www.citizensfb.com |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
20 |
Number of Employees : |
393 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,064,821 |
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Total Interest Income | 129,134 |
| Total Liabilities | 3,563,691 |
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Total NonInterest Income | 18,815 |
| Total Bank Equity Capital | 501,130 |
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Total Interest Expense | 45,302 |
| Total Deposits | 3,418,224 |
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Total NonInterest Expense | 51,247 |
| Net Loans & Leases | 1,241,451 |
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Net Income | 38,648 |
| Loan Loss Allowance | 23,248 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 585,855 |
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Total loans | 1,291,672 |
| Total assets for the leverage ratio | 4,160,100 |
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Loans secured by real estate: | 912,992 |
| Tier 1 Leverage Ratio | 13.47 |
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Commercial and industrial loans | 311,137 |
| Tier 1 Capital Ratio | 21.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.15 |
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Loans to individuals - Other | 5,947 |
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:· Citizens First Bank
