|
 |
|
|
 Citizens First Bank
Citizens First Bank
| RSSD ID 1867983 | CERTIFICATE 33440 | ABA NUMBER 63114001 |
| 1050 Lake Sumter Lndg |
Quarter Ended : |
2025-06-30 |
| The Villages, Florida, 32162 |
Updated : |
2025-07-30 |
| www.citizensfb.com |
|
| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
20 |
Number of Employees : |
403 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,093,971 |
|
Total Interest Income | 84,822 |
| Total Liabilities | 3,630,322 |
|
Total NonInterest Income | 11,710 |
| Total Bank Equity Capital | 463,649 |
|
Total Interest Expense | 30,901 |
| Total Deposits | 3,454,398 |
|
Total NonInterest Expense | 34,792 |
| Net Loans & Leases | 1,316,702 |
|
Net Income | 23,136 |
| Loan Loss Allowance | 23,276 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 570,371 |
|
Total loans | 1,331,180 |
| Total assets for the leverage ratio | 4,246,673 |
|
Loans secured by real estate: | 879,440 |
| Tier 1 Leverage Ratio | 12.83 |
|
Commercial and industrial loans | 345,010 |
| Tier 1 Capital Ratio | 19.88 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.82 |
|
Loans to individuals - Other | 6,340 |
|
|
|
|
:· Citizens First Bank
