|
 |
|
|
 The Farmers & Merchants State Bank
|
The Farmers & Merchants State Bank
| RSSD ID 214414 | CERTIFICATE 5969 | ABA NUMBER 41207341 |
| 307 N Defiance St |
Quarter Ended : |
2026-03-31 |
| Archbold, Ohio, 43502 |
Updated : |
2026-04-27 |
| www.fm.bank |
|
| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
41 |
Number of Employees : |
473 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,479,335 |
|
Total Interest Income | 43,233 |
| Total Liabilities | 3,084,350 |
|
Total NonInterest Income | 4,773 |
| Total Bank Equity Capital | 394,985 |
|
Total Interest Expense | 15,570 |
| Total Deposits | 2,815,802 |
|
Total NonInterest Expense | 18,996 |
| Net Loans & Leases | 2,654,135 |
|
Net Income | 9,968 |
| Loan Loss Allowance | 27,830 |
|
Net Charge Offs | 160 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 347,309 |
|
Total loans | 2,698,078 |
| Total assets for the leverage ratio | 3,327,515 |
|
Loans secured by real estate: | 1,954,449 |
| Tier 1 Leverage Ratio | 9.57 |
|
Commercial and industrial loans | 316,425 |
| Tier 1 Capital Ratio | 11.74 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.81 |
|
Loans to individuals - Other | 57,398 |
|
|
|
|
:· The Farmers & Merchants State Bank
