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The Bank of South Carolina
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The Bank of South Carolina
| RSSD ID 246022 | CERTIFICATE 26912 | ABA NUMBER 53201872 |
| 256 Meeting St |
Quarter Ended : |
2026-03-31 |
| Charleston, South Carolina, 29401 |
Updated : |
2026-04-15 |
| www.banksc.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 561,677 |
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Total Interest Income | 6,951 |
| Total Liabilities | 501,894 |
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Total NonInterest Income | 473 |
| Total Bank Equity Capital | 59,783 |
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Total Interest Expense | 1,008 |
| Total Deposits | 488,453 |
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Total NonInterest Expense | 3,700 |
| Net Loans & Leases | 356,153 |
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Net Income | 2,065 |
| Loan Loss Allowance | 4,307 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 361,485 |
| Total assets for the leverage ratio | 548,324 |
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Loans secured by real estate: | 304,676 |
| Tier 1 Leverage Ratio | 11.85 |
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Commercial and industrial loans | 53,778 |
| Off Balance Sheet Exposures (%) | 25.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,031 |
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