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                                               Metropolitan Commercial Bank
  
                                            
                                         
                                        
Metropolitan Commercial Bank
| RSSD ID 2705895  |  CERTIFICATE 34699  |  ABA NUMBER 26013356 |  
| 99 Park Ave | 
Quarter Ended :  | 
2025-06-30 | 
 
| New York,  New York,    10016 | 
Updated :  | 
2025-07-30 | 
 
| www.mcbankny.com | 
  |  
 
 
| Institution Profile |  
| Year Opened :  | 
1999 | 
Institution Type :  | 
Commercial bank | 
 
| Entity Type :  | 
State | 
Federal Regulator :  | 
FED | 
 
| Member Federal Reserve :  | 
Yes | 
S-Corp :  | 
No | 
 
| Fiduciary Powers :  | 
No | 
Powers Exercised :  | 
No | 
 
| Filing Type :  | 
041 | 
 
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| Specialization :  | 
Commercial Lending Specialization | 
 
| Number of Offices :  | 
8 | 
Number of Employees :  | 
300 | 
 
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| Financial Fast Facts |  
Balance Sheet (USD, in thousands) | 
  | 
Income Statement (USD, in thousands, ytd) | 
 
| Total Assets | 7,852,651 | 
  | 
Total Interest Income | 245,814 | 
 
| Total Liabilities | 7,124,941 | 
  | 
Total NonInterest Income | 6,176 | 
 
| Total Bank Equity Capital | 727,710 | 
  | 
Total Interest Expense | 104,564 | 
 
| Total Deposits | 6,825,476 | 
  | 
Total NonInterest Expense | 82,182 | 
 
| Net Loans & Leases | 6,538,718 | 
  | 
Net Income | 38,126 | 
 
| Loan Loss Allowance | 74,071 | 
  | 
Net Charge Offs | (77) | 
 
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| Regulatory Capital | 
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Quarterly Averages (USD, in thousands) | 
 
| Total capital | 839,674 | 
  | 
	Total loans | 6,486,667 | 
 
| Total assets for the leverage ratio | 7,808,225 | 
  | 
Loans secured by real estate: | 5,225,495 | 
 
| Tier 1 Leverage Ratio | 9.78 | 
  | 
Commercial and industrial loans | 1,080,491 | 
 
| Tier 1 Capital Ratio | 10.87 | 
  | 
Loans to individuals - Credit Cards | 0 | 
 
| Total Capital Ratio | 11.96 | 
  | 
Loans to individuals - Other | 11,467 | 
 
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