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 VantageSouth Bank
| RSSD ID 3397019 | CERTIFICATE 58136 |
| 708 S. Church Street |
Quarter Ended : |
2010-03-31 |
| Burlington, North Carolina, 27215 |
Updated : |
2010-04-23 |
| www.vantagesouth.com |
| Holding Company (RSSDID 3954720) : Piedmont Community Bank Holdings, Inc. |
| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
Non-member Bank |
Federal Regulator : |
FDIC |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
| Member Federal Reserve : |
No |
Member FHLB : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Greensboro--Winston-Salem--High Point, NC |
| Interstate Branches : |
No
|
Foreign Offices : |
No |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 92,770 |
|
Total Interest Income | 1,161 |
| Total Liabilities | 79,286 |
|
Total NonInterest Income | 94 |
| Total Bank Equity Capital | 13,484 |
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Total Interest Expense | 376 |
| Total Deposits | 71,167 |
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Total NonInterest Expense | 766 |
| Net Loans & Leases | 70,642 |
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Net Income | 352 |
| Loan Loss Allowance | 2,020 |
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Net Charge Offs | 5 |
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| Key Ratios |
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Quarterly Averages
(USD, in thousands) |
| Tier 1 Leverage Ratio | 11.04 |
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Total loans | 71,880 |
| Tier 1 Risk-based Capital Ratio | 14.67 |
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Loans secured by real estate: | 65,445 |
| Total Risk-based Capital Ratio | 20.11 |
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Commercial and industrial loans | 5,340 |
| ROA | 1.5 |
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Loans to individuals - Credit Cards | 0 |
| ROE | 14.26 |
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Loans to individuals - Other | 1,080 |
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