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 Wayne Bank and Trust Co.
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Wayne Bank and Trust Co.
| RSSD ID 451246 | CERTIFICATE 1849 | ABA NUMBER 74904530 |
| 500 S A St |
Quarter Ended : |
2026-03-31 |
| Richmond, Indiana, 47374 |
Updated : |
2026-04-30 |
| www.waynebankonline.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 258,826 |
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Total Interest Income | 3,450 |
| Total Liabilities | 238,834 |
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Total NonInterest Income | 294 |
| Total Bank Equity Capital | 19,992 |
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Total Interest Expense | 1,079 |
| Total Deposits | 235,137 |
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Total NonInterest Expense | 1,850 |
| Net Loans & Leases | 202,234 |
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Net Income | 740 |
| Loan Loss Allowance | 2,287 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 204,811 |
| Total assets for the leverage ratio | 254,127 |
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Loans secured by real estate: | 177,071 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 20,639 |
| Off Balance Sheet Exposures (%) | 0.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,464 |
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:· Wayne Bank and Trust Co.
