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 The Harbor Bank of Maryland
The Harbor Bank of Maryland
| RSSD ID 533124 | CERTIFICATE 24015 | ABA NUMBER 52001772 |
| 25 W Fayette St |
Quarter Ended : |
2025-12-31 |
| Baltimore, Maryland, 21201 |
Updated : |
2026-01-28 |
| HTTPS://WWW.THEHARBORBANK.COM |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 380,381 |
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Total Interest Income | 19,637 |
| Total Liabilities | 333,260 |
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Total NonInterest Income | 2,957 |
| Total Bank Equity Capital | 47,121 |
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Total Interest Expense | 3,367 |
| Total Deposits | 328,187 |
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Total NonInterest Expense | 17,672 |
| Net Loans & Leases | 211,068 |
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Net Income | 856 |
| Loan Loss Allowance | 2,570 |
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Net Charge Offs | 1,051 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 212,903 |
| Total assets for the leverage ratio | 382,282 |
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Loans secured by real estate: | 191,538 |
| Tier 1 Leverage Ratio | 12.27 |
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Commercial and industrial loans | 18,593 |
| Off Balance Sheet Exposures (%) | 4.64 |
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Loans to individuals - Credit Cards | 475 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,056 |
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:· The Harbor Bank of Maryland
