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 Highland Community Bank
| RSSD ID 76135 | CERTIFICATE 20290 |
| 1701 West 87th Street |
Quarter Ended : |
2009-09-30 |
| Chicago, Illinois, 60620 |
Updated : |
2009-11-23 |
| www.bankonhcb.com |
| Holding Company (RSSDID 1200115) : Highland Community Company |
| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
Non-member Bank |
Federal Regulator : |
FDIC |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
| Member Federal Reserve : |
No |
Member FHLB : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Chicago, IL |
| Interstate Branches : |
No
|
Foreign Offices : |
No |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 121,513 |
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Total Interest Income | 4,388 |
| Total Liabilities | 109,726 |
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Total NonInterest Income | 1,050 |
| Total Bank Equity Capital | 11,787 |
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Total Interest Expense | 1,009 |
| Total Deposits | 102,803 |
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Total NonInterest Expense | 3,762 |
| Net Loans & Leases | 69,502 |
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Net Income | 170 |
| Loan Loss Allowance | 2,045 |
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Net Charge Offs | 1,225 |
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| Key Ratios |
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Quarterly Averages
(USD, in thousands) |
| Tier 1 Leverage Ratio | 8.42 |
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Total loans | 52,062 |
| Tier 1 Risk-based Capital Ratio | 12.09 |
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Loans secured by real estate: | 26,987 |
| Total Risk-based Capital Ratio | 13.35 |
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Commercial and industrial loans | 16,767 |
| ROA | 0.25 |
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Loans to individuals - Credit Cards | 0 |
| ROE | 2.49 |
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Loans to individuals - Other | 1,017 |
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:· Highland Community Bank
