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 Finance and Thrift Company
Finance and Thrift Company
| RSSD ID 803461 | CERTIFICATE 25870 | ABA NUMBER 321181491 |
| 268 North Main Street |
Quarter Ended : |
2013-03-31 |
| Porterville, California, 93257 |
Updated : |
2013-05-16 |
| www.financeandthrift.com |
Updates : |
| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Consumer Lending Specialization |
| Statistical Area (MSA) : |
Visalia-Tulare-Porterville, CA |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
6 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 128,055 |
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Total Interest Income | 4,102 |
| Total Liabilities | 97,969 |
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Total NonInterest Income | 564 |
| Total Bank Equity Capital | 30,086 |
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Total Interest Expense | 294 |
| Total Deposits | 95,030 |
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Total NonInterest Expense | 2,882 |
| Net Loans & Leases | 85,639 |
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Net Income | 283 |
| Loan Loss Allowance | 2,958 |
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Net Charge Offs | 1,191 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 31,256 |
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Total loans | 88,370 |
| Total assets for leverage capital purposes | 127,713 |
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Loans secured by real estate: | 1,043 |
| Tier 1 Leverage Ratio | 23.5 |
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Commercial and industrial loans | 0 |
| Tier 1 Risk-based Capital Ratio | 30.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 31.93 |
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Loans to individuals - Other | 87,327 |
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:· Finance and Thrift Company
