|
 |
|
|
 The Lowell Five Cent Savings Bank
|
The Lowell Five Cent Savings Bank
| RSSD ID 923707 | CERTIFICATE 90227 | ABA NUMBER 211371337 |
| 30 International Pl |
Quarter Ended : |
2026-03-31 |
| Tewksbury, Massachusetts, 1876 |
Updated : |
2026-04-27 |
| www.lowellfive.com |
|
| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
206 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,878,566 |
|
Total Interest Income | 24,042 |
| Total Liabilities | 1,647,768 |
|
Total NonInterest Income | 1,117 |
| Total Bank Equity Capital | 230,798 |
|
Total Interest Expense | 8,386 |
| Total Deposits | 1,615,472 |
|
Total NonInterest Expense | 10,802 |
| Net Loans & Leases | 1,461,319 |
|
Net Income | 3,130 |
| Loan Loss Allowance | 17,587 |
|
Net Charge Offs | 84 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 255,741 |
|
Total loans | 1,447,693 |
| Total assets for the leverage ratio | 1,839,155 |
|
Loans secured by real estate: | 1,368,379 |
| Tier 1 Leverage Ratio | 12.91 |
|
Commercial and industrial loans | 78,515 |
| Tier 1 Capital Ratio | 16.29 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.54 |
|
Loans to individuals - Other | 799 |
|
|
|
|
:· The Lowell Five Cent Savings Bank
