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OneUnited Bank
OneUnited Bank
| RSSD ID 935308 | CERTIFICATE 23966 | ABA NUMBER 11001276 |
| 185 Devonshire St |
Quarter Ended : |
2025-12-31 |
| Boston, Massachusetts, 2110 |
Updated : |
2026-01-30 |
| www.oneunited.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 761,724 |
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Total Interest Income | 23,945 |
| Total Liabilities | 699,029 |
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Total NonInterest Income | 13,901 |
| Total Bank Equity Capital | 62,695 |
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Total Interest Expense | 9,525 |
| Total Deposits | 516,958 |
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Total NonInterest Expense | 28,299 |
| Net Loans & Leases | 401,576 |
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Net Income | 1,391 |
| Loan Loss Allowance | 1,601 |
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Net Charge Offs | 68 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 408,381 |
| Total assets for the leverage ratio | 627,179 |
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Loans secured by real estate: | 406,851 |
| Tier 1 Leverage Ratio | 10.9 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 707 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 823 |
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