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 The Oakwood State Bank
| RSSD ID 960560 | CERTIFICATE 10334 |
| 300 Main Street |
Quarter Ended : |
2009-09-30 |
| Oakwood, Texas, 75855 |
Updated : |
2009-11-23 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Non-member Bank |
Federal Regulator : |
FDIC |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
| Member Federal Reserve : |
No |
Member FHLB : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Other Specialized Lending < 1 Billion |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
3 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,197 |
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Total Interest Income | 39 |
| Total Liabilities | 2,321 |
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Total NonInterest Income | 167 |
| Total Bank Equity Capital | 876 |
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Total Interest Expense | 0 |
| Total Deposits | 2,302 |
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Total NonInterest Expense | 144 |
| Net Loans & Leases | 99 |
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Net Income | 55 |
| Loan Loss Allowance | 3 |
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Net Charge Offs | 2 |
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| Key Ratios |
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Quarterly Averages
(USD, in thousands) |
| Tier 1 Leverage Ratio | 28.39 |
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Total loans | 98 |
| Tier 1 Risk-based Capital Ratio | 478.69 |
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Loans secured by real estate: | 0 |
| Total Risk-based Capital Ratio | 480.33 |
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Commercial and industrial loans | 0 |
| ROA | 3.16 |
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Loans to individuals - Credit Cards | 0 |
| ROE | 12.26 |
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Loans to individuals - Other | 62 |
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:· The Oakwood State Bank
