|
 |
|
|
 First State Bank of Middlebury
|
First State Bank of Middlebury
| RSSD ID 967046 | CERTIFICATE 8745 | ABA NUMBER 71208297 |
| 111 South Main Street |
Quarter Ended : |
2026-03-31 |
| Middlebury, Indiana, 46540 |
Updated : |
2026-04-30 |
| www.Bfirst.bank |
|
| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
110 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 811,763 |
|
Total Interest Income | 11,203 |
| Total Liabilities | 718,606 |
|
Total NonInterest Income | 1,237 |
| Total Bank Equity Capital | 93,157 |
|
Total Interest Expense | 3,186 |
| Total Deposits | 650,532 |
|
Total NonInterest Expense | 5,288 |
| Net Loans & Leases | 631,071 |
|
Net Income | 3,168 |
| Loan Loss Allowance | 10,765 |
|
Net Charge Offs | 8 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 118,394 |
|
Total loans | 642,573 |
| Total assets for the leverage ratio | 834,807 |
|
Loans secured by real estate: | 531,098 |
| Tier 1 Leverage Ratio | 13.18 |
|
Commercial and industrial loans | 92,429 |
| Tier 1 Capital Ratio | 16.54 |
|
Loans to individuals - Credit Cards | 8 |
| Total Capital Ratio | 17.79 |
|
Loans to individuals - Other | 6,249 |
|
|
|
|
:· First State Bank of Middlebury
