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Filing updates from : 2025-03-10
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
|
LESS: Allowance for loan and lease losses |
10,832 |
9,841 |
|
RC
|
Loans and leases, net of unearned income and allowance |
396,653 |
397,644 |
|
RC
|
Premises and fixed assets (including capitalized leases) |
19,821 |
19,820 |
|
RC
|
Other assets (from Schedule RC-F) |
30,712 |
30,003 |
|
RC
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Total assets |
755,175 |
755,456 |
|
RC
|
Other liabilities (from Schedule RC-G) |
6,144 |
6,867 |
|
RC
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Total liabilities |
652,887 |
653,610 |
|
RC
|
Retained earnings |
39,792 |
39,350 |
|
RC
|
Total bank equity capital |
102,288 |
101,846 |
|
RC
|
Total equity capital |
102,288 |
101,846 |
|
RC
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Total liabilities and equity capital |
755,175 |
755,456 |
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RCCI
|
Loans secured by 1-4 family residential properties in domestic offices |
1,250 |
1,396 |
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RCCI
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Loans secured by owner-occupied nonfarm nonresidential properties |
4,012 |
0 |
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RCCI
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Commercial and industrial loans: |
0 |
151 |
|
RCCI
|
Total loans restructured in troubled debt restructurings that are in compliance with their modified terms |
5,262 |
1,547 |
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RCCI
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Three months or less |
35,009 |
34,571 |
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RCCI
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Over three years through five years |
91,990 |
92,428 |
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RCCI
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Pledged loans and leases |
190,422 |
196,701 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
7,671 |
6,962 |
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RCF
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Total |
30,712 |
30,003 |
|
RCG
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Interest accrued and unpaid on deposits* |
1,312 |
1,311 |
|
RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
2,317 |
2,211 |
|
RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
2,515 |
3,345 |
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RCG
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Total |
6,144 |
6,867 |
|
RCL
|
Financial standby letters of credit |
194 |
264 |
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RCL
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All other off balance sheet liabilities (exclude derivatives) (itemize and describe each component of this item over 25% of Schedule RC, item 28, Total equity capital) |
14,500 |
14,750 |
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RCM
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Number of PPP loans outstanding |
0 |
1 |
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RCM
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Outstanding balance of PPP loans |
0 |
15 |
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RCN
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Loans secured by 1-4 family residential properties in domestic offices (Past due 30 through 89 days and still accruing) |
113 |
0 |
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RCN
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Loans secured by 1-4 family residential properties in domestic offices (Nonaccrual) |
576 |
423 |
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RCN
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Loans secured by owner-occupied nonfarm nonresidential properties (Past due 30 through 89 days and still accruing) |
0 |
3,105 |
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RCN
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Loans secured by owner-occupied nonfarm nonresidential properties (Past due 90 days or more and still accruing) |
0 |
717 |
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RCN
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Loans secured by owner-occupied nonfarm nonresidential properties (Nonaccrual) |
0 |
111 |
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RCN
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Loans secured by other nonfarm nonresidential properties (Nonaccrual) |
0 |
10 |
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RCN
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Commercial and industrial loans: (Past due 90 days or more and still accruing) |
0 |
126 |
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RCN
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Commercial and industrial loans: (Nonaccrual) |
4 |
0 |
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RCN
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Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Past due 30 through 89 days and still accruing) |
113 |
3,105 |
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RCN
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Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Past due 90 days or more and still accruing) |
0 |
843 |
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RCN
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Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Nonaccrual) |
580 |
544 |
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RCN
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Nonaccrual assets sold during the quarter |
0 |
315 |
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RCO
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Average tangible equity for the calendar quarter |
120,738 |
120,295 |
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RCR
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Retained earnings |
39,793 |
39,350 |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
102,289 |
101,846 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
120,738 |
120,295 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
120,738 |
120,295 |
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RCR
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Tier 1 capital |
120,738 |
120,295 |
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RCR
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Leverage ratio |
15.68 |
15.62 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
5,823 |
5,775 |
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RCR
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Tier 2 capital before deductions |
5,823 |
5,775 |
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RCR
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Tier 2 capital |
5,823 |
5,775 |
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RCR
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Total capital |
126,561 |
126,070 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
460,802 |
457,795 |
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RCR
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Common equity tier 1 capital ratio |
26.2 |
26.28 |
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RCR
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Tier1 capital ratio |
26.2 |
26.28 |
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RCR
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Total capital ratio |
27.47 |
27.54 |
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RCR
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Capital conservation buffer |
19.47 |
19.54 |
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RCR
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Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Totals From Schedule RC) |
256,415 |
256,602 |
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RCR
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Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (100%) |
5,712 |
5,899 |
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RCR
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Residential mortgage exposures (Totals From Schedule RC) |
103,039 |
104,117 |
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RCR
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Residential mortgage exposures (20%) |
3,270 |
3,175 |
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RCR
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Residential mortgage exposures (50%) |
87,977 |
93,321 |
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RCR
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Residential mortgage exposures (100%) |
11,792 |
7,621 |
|
RCR
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Highvolatility commercial real estate exposures (Totals From Schedule RC) |
15,596 |
10,941 |
|
RCR
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Highvolatility commercial real estate exposures (150%) |
15,596 |
10,941 |
|
RCR
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All other exposures (Totals From Schedule RC) |
279,446 |
283,023 |
|
RCR
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All other exposures (20%) |
11,680 |
11,368 |
|
RCR
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All other exposures (100%) |
267,713 |
271,602 |
|
RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
10,832 |
9,841 |
|
RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
10,832 |
9,841 |
|
RCR
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All other assets (Totals From Schedule RC) |
50,911 |
50,201 |
|
RCR
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All other assets (100%) |
46,928 |
46,150 |
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RCR
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Separate account bank-owned life insurance (Exposure Amount by Other Risk Weighting Approach) |
2,422 |
2,490 |
|
RCR
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Separate account bank-owned life insurance (Risk Weighted Asset Ammount by Other Risk Weighting Approach) |
2,422 |
2,490 |
|
RCR
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Available-for-sale securities (Totals) |
2,480 |
2,293 |
|
RCR
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Available-for-sale securities (Adjustments to Totals) |
2,480 |
2,293 |
|
RCR
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Available-for-sale securities (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach) |
483 |
458 |
|
RCR
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Total balance sheet assets (Totals From Schedule RC) |
755,175 |
755,456 |
|
RCR
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Total balance sheet assets (Adjustments to Totals) |
(33,976) |
(33,172) |
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RCR
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Total balance sheet assets (20%) |
143,590 |
143,183 |
|
RCR
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Total balance sheet assets (50%) |
108,131 |
113,475 |
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RCR
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Total balance sheet assets (100%) |
332,145 |
331,272 |
|
RCR
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Total balance sheet assets (150%) |
25,027 |
20,372 |
|
RCR
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Total balance sheet assets (Exposure Amount by Other Risk Weighting Approach) |
2,422 |
2,490 |
|
RCR
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Financial standby letters of credit (Face, Notional,or Other Amount) |
121 |
264 |
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RCR
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Financial standby letters of credit (Credit Equivalent Amount) |
121 |
264 |
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RCR
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Financial standby letters of credit (100%) |
121 |
264 |
|
RCR
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Repo-style transactions (Face, Notional,or Other Amount) |
3,303 |
3,576 |
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RCR
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Repo-style transactions (Credit Equivalent Amount) |
3,303 |
3,576 |
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RCR
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Repo-style transactions (100%) |
3,303 |
3,576 |
|
RCR
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All other off-balance sheet liabilities (Face, Notional,or Other Amount) |
923 |
911 |
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RCR
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All other off-balance sheet liabilities (Credit Equivalent Amount) |
923 |
911 |
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RCR
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All other off-balance sheet liabilities (100%) |
923 |
911 |
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RCR
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Original maturity exceeding one year (Face, Notional,or Other Amount) |
11,591 |
13,328 |
|
RCR
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Original maturity exceeding one year (Credit Equivalent Amount) |
5,796 |
6,664 |
|
RCR
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Original maturity exceeding one year (100%) |
5,796 |
6,664 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
143,590 |
143,183 |
|
RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%) |
108,131 |
113,475 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
342,581 |
342,980 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (150%) |
25,027 |
20,372 |
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RCR
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Risk-weighted assets by risk-weight category (20%) |
28,718 |
28,637 |
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RCR
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Risk-weighted assets by risk-weight category (50%) |
54,066 |
56,738 |
|
RCR
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Risk-weighted assets by risk-weight category (100%) |
342,581 |
342,980 |
|
RCR
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Risk-weighted assets by risk-weight category (150%) |
37,541 |
30,558 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
465,811 |
461,861 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
465,811 |
461,861 |
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RCR
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LESS: Excess allowance for loan and lease losses |
5,009 |
4,066 |
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RCR
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Total risk-weighted assets |
460,802 |
457,795 |
|
RI
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Income from lease financing receivables |
26 |
25 |
|
RI
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Total interest income |
35,441 |
35,440 |
|
RI
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Net interest income |
26,742 |
26,741 |
|
RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
1,630 |
1,469 |
|
RI
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Salaries and employee benefits |
15,882 |
15,672 |
|
RI
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Other noninterest expense* |
10,230 |
10,334 |
|
RI
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Total noninterest expense |
29,212 |
29,106 |
|
RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
1,032 |
1,298 |
|
RI
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Income (loss) before applicable income taxes and discontinued operations |
1,012 |
1,278 |
|
RI
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Applicable income taxes |
(455) |
255 |
|
RI
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Income (loss) before discontinued operations |
1,467 |
1,023 |
|
RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
1,467 |
1,023 |
|
RI
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Net income (loss) attributable to bank |
1,467 |
1,023 |
|
RIA
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Net income (loss) attributable to bank |
1,467 |
1,023 |
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RIA
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Other comprehensive income ** |
562 |
563 |
|
RIA
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Total bank equity capital end of current period |
102,289 |
101,846 |
|
RIBI
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Loans secured by other nonfarm nonresidential properties ( Recoveries ) |
866 |
664 |
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RIBI
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Commercial and industrial loans ( Recoveries ) |
1,103 |
475 |
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RIBI
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Total ( Recoveries ) |
2,103 |
1,273 |
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RIBII
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Recoveries (Loans and Leases Held for Investment) |
2,103 |
1,273 |
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RIBII
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Provision for credit losses (Loans and Leases Held for Investment) |
1,630 |
1,469 |
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RIBII
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Balance end of current period (Loans and Leases Held for Investment) |
10,832 |
9,841 |
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RIE
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NMTC |
GRANT |
NMTC |
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SU
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Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller-provided credit enhancements, but not securitized by the reporting institution |
918 |
911 |
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:· bank filing updates :· industrial bank 
