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Filing updates from : 2025-03-25
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
|
Loans and leases, net of unearned income |
797,198 |
796,732 |
|
RC
|
LESS: Allowance for loan and lease losses |
8,467 |
10,004 |
|
RC
|
Loans and leases, net of unearned income and allowance |
788,731 |
786,728 |
|
RC
|
Other assets (from Schedule RC-F) |
70,034 |
70,598 |
|
RC
|
Total assets |
1,246,426 |
1,244,987 |
|
RC
|
Other liabilities (from Schedule RC-G) |
14,286 |
14,728 |
|
RC
|
Total liabilities |
1,150,620 |
1,151,062 |
|
RC
|
Retained earnings |
75,508 |
73,626 |
|
RC
|
Accumulated other comprehensive income******** |
(34,376) |
(34,375) |
|
RC
|
Total bank equity capital |
95,806 |
93,925 |
|
RC
|
Total equity capital |
95,806 |
93,925 |
|
RC
|
Total liabilities and equity capital |
1,246,426 |
1,244,987 |
|
RCB
|
Pledged securities**** |
184,260 |
183,923 |
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RCCI
|
Revolving, open end loans secured by 1 4 family residential properties and extended under lines of credit |
16,374 |
16,369 |
|
RCCI
|
Loans to finance agricultural production and other loans to farmers |
85,457 |
85,329 |
|
RCCI
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Commercial and industrial loans |
100,011 |
99,854 |
|
RCCI
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Automobile loans |
17,560 |
17,485 |
|
RCCI
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Other consumer loans (includes single payment and installment, loans other than automobile loans, and all student loans) |
12,733 |
12,631 |
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RCCI
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Other loans |
571 |
572 |
|
RCCI
|
Total loans and leases held for investment and held for sale |
800,268 |
799,802 |
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RCCI
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Three months or less |
101,999 |
101,967 |
|
RCCI
|
Over three months through 12 months |
162,247 |
161,644 |
|
RCCI
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Over one year through three years |
145,807 |
145,781 |
|
RCCI
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Over three years through five years |
107,378 |
107,322 |
|
RCCI
|
Over five years through 15 years. |
63,487 |
63,428 |
|
RCF
|
Accrued interest receivable* |
12,691 |
12,657 |
|
RCF
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Net deferred tax assets** |
11,822 |
12,420 |
|
RCF
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Total |
70,034 |
70,598 |
|
RCG
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Interest accrued and unpaid on deposits* |
4,383 |
4,382 |
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RCG
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Allowance for credit losses on off balance sheet credit exposures |
626 |
1,069 |
|
RCG
|
Total |
14,286 |
14,728 |
|
RCK
|
Total assets***** |
1,253,010 |
1,252,988 |
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RCN
|
Secured by junior liens ( Nonaccrual) |
24 |
18 |
|
RCN
|
Loans secured by other nonfarm nonresidential properties ( Past due 90 days or more and still accruing) |
740 |
150 |
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RCN
|
Loans secured by other nonfarm nonresidential properties ( Nonaccrual) |
0 |
590 |
|
RCN
|
Commercial and industrial loans ( Past due 90 days or more and still accruing) |
547 |
455 |
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RCN
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Commercial and industrial loans ( Nonaccrual) |
109 |
44 |
|
RCN
|
Automobile loans (Past due 30 through 89 days and still accruing) |
178 |
175 |
|
RCN
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Automobile loans (Past due 90 days or more and still accruing) |
79 |
17 |
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RCN
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Automobile loans (Nonaccrual) |
18 |
5 |
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RCN
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 90 days or more and still accruing) |
83 |
52 |
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RCN
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Nonaccrual) |
80 |
12 |
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RCN
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All other loans* ( Past due 30 through 89 days and still accruing) |
717 |
718 |
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RCN
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All other loans* ( Nonaccrual) |
1,101 |
973 |
|
RCN
|
Total loans and leases ( Past due 30 through 89 days and still accruing) |
2,903 |
2,901 |
|
RCN
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Total loans and leases ( Past due 90 days or more and still accruing) |
1,838 |
1,063 |
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RCN
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Total loans and leases ( Nonaccrual) |
1,616 |
1,926 |
|
RCO
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Average consolidated total assets for the calendar quarter |
1,253,010 |
1,252,988 |
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RCO
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Average tangible equity for the calendar quarter |
116,595 |
115,968 |
|
RCR
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Retained earnings |
75,508 |
73,626 |
|
RCR
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Accumulated other comprehensive income (AOCI) |
(34,376) |
(34,375) |
|
RCR
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Common equity tier 1 capital before adjustments and deductions |
95,806 |
93,925 |
|
RCR
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LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value) |
(34,796) |
(34,795) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
117,489 |
115,607 |
|
RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
117,489 |
115,607 |
|
RCR
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Tier 1 capital |
117,489 |
115,607 |
|
RCR
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Average total consolidated assets |
1,253,010 |
1,252,988 |
|
RCR
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Total assets for the leverage ratio |
1,240,317 |
1,240,295 |
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RCR
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Leverage ratio |
9.47 |
9.32 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
9,093 |
11,073 |
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RCR
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Tier 2 capital before deductions |
9,093 |
11,073 |
|
RCR
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Tier 2 capital |
9,093 |
11,073 |
|
RCR
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Total capital |
126,582 |
126,680 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
1,055,795 |
1,055,737 |
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RCR
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Common equity tier 1 capital ratio |
11.13 |
10.95 |
|
RCR
|
Tier1 capital ratio |
11.13 |
10.95 |
|
RCR
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Total capital ratio |
11.99 |
12 |
|
RCR
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Capital conservation buffer |
3.99 |
4 |
|
RCR
|
Residential mortgage exposures (Totals From Schedule RC) |
173,833 |
173,828 |
|
RCR
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Residential mortgage exposures (100%) |
25,419 |
25,414 |
|
RCR
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Exposures past due 90 days or more or on nonaccrual (Totals From Schedule RC) |
3,227 |
2,768 |
|
RCR
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Exposures past due 90 days or more or on nonaccrual (150%) |
3,227 |
2,768 |
|
RCR
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All other exposures (Totals From Schedule RC) |
620,138 |
620,136 |
|
RCR
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All other exposures (20%) |
1,039 |
946 |
|
RCR
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All other exposures (100%) |
619,099 |
619,190 |
|
RCR
|
LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
8,467 |
10,004 |
|
RCR
|
LESS: Allowance for loan and lease losses (Adjustments to Totals) |
8,467 |
10,004 |
|
RCR
|
All other assets (Totals From Schedule RC) |
100,046 |
100,610 |
|
RCR
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All other assets (100%) |
65,760 |
66,324 |
|
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
1,246,426 |
1,244,987 |
|
RCR
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Total balance sheet assets (Adjustments to Totals) |
(41,827) |
(43,364) |
|
RCR
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Total balance sheet assets (20%) |
291,239 |
291,146 |
|
RCR
|
Total balance sheet assets (100%) |
713,448 |
714,098 |
|
RCR
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Total balance sheet assets (150%) |
3,227 |
2,768 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
291,239 |
291,146 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
807,312 |
807,962 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (150%) |
3,227 |
2,768 |
|
RCR
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Risk-weighted assets by risk-weight category (20%) |
58,248 |
58,229 |
|
RCR
|
Risk-weighted assets by risk-weight category (100%) |
807,312 |
807,962 |
|
RCR
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Risk-weighted assets by risk-weight category (150%) |
4,841 |
4,152 |
|
RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
1,055,795 |
1,055,737 |
|
RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
1,055,795 |
1,055,737 |
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RCR
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Total risk-weighted assets |
1,055,795 |
1,055,737 |
|
RI
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Commercial and industrial loans |
14,509 |
14,478 |
|
RI
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) |
2,678 |
2,675 |
|
RI
|
Total interest and fee income on loans |
48,676 |
48,642 |
|
RI
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Total interest income |
61,437 |
61,403 |
|
RI
|
Net interest income |
34,192 |
34,158 |
|
RI
|
Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
1,631 |
4,077 |
|
RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
18,001 |
15,521 |
|
RI
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Income (loss) before applicable income taxes and discontinued operations |
18,050 |
15,570 |
|
RI
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Applicable income taxes |
4,072 |
3,474 |
|
RI
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Income (loss) before discontinued operations |
13,978 |
12,096 |
|
RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
13,978 |
12,096 |
|
RI
|
Net income (loss) attributable to bank |
13,978 |
12,096 |
|
RIA
|
Net income (loss) attributable to bank |
13,978 |
12,096 |
|
RIA
|
Other comprehensive income ** |
(3,161) |
(3,160) |
|
RIA
|
Total bank equity capital end of current period |
95,806 |
93,925 |
|
RIBI
|
Secured by farmland ( Charge offs* ) |
0 |
128 |
|
RIBI
|
Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Charge offs* ) |
0 |
5 |
|
RIBI
|
Commercial and industrial loans ( Charge offs* ) |
264 |
400 |
|
RIBI
|
Automobile loans ( Charge offs* ) |
144 |
332 |
|
RIBI
|
Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) ( Charge offs* ) |
125 |
134 |
|
RIBI
|
Total ( Charge offs* ) |
989 |
1,455 |
|
RIBII
|
LESS: Charge offs (Loans and Leases Held for Investment) |
989 |
1,455 |
|
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
1,474 |
3,477 |
|
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
8,467 |
10,004 |
|
RIBII
|
Provisions for credit losses on off-balance-sheet credit exposures |
157 |
600 |
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