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Filing updates from : 2025-03-26
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
HC
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Intangible assets |
139,365 |
137,434 |
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HC
|
Other assets (from Schedule HC-F) |
195,102 |
193,402 |
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HC
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Total assets |
5,265,304 |
5,261,673 |
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HC
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Other liabilities (from Schedule HC-G) |
90,166 |
89,824 |
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HC
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Total liabilities |
4,766,605 |
4,766,263 |
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HC
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Retained earnings |
277,012 |
273,723 |
|
HC
|
Total holding company equity capital |
498,699 |
495,410 |
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HC
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Total equity capital |
498,699 |
495,410 |
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HC
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Total liabilities, minority interest, and equity capital |
5,265,304 |
5,261,673 |
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HCF
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Net deferred tax assets |
48,766 |
52,885 |
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HCF
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Other |
69,053 |
63,234 |
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HCF
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Total |
195,102 |
193,402 |
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HCG
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Other |
82,632 |
82,290 |
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HCG
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Total |
90,166 |
89,824 |
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HCK
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Total consolidated assets |
5,363,288 |
5,399,284 |
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HCK
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Equity capital (excludes limited-life preferred stock) |
478,127 |
514,127 |
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HCM
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Mortgage servicing assets |
7,919 |
7,918 |
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HCM
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Estimated fair value of mortgage servicing assets |
7,919 |
7,918 |
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HCM
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Goodwill |
87,564 |
85,634 |
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HCM
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Total |
139,365 |
137,434 |
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HCR
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Retained earnings |
277,012 |
273,723 |
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HCR
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Common equity tier 1 capital before adjustments and deductions |
498,699 |
495,410 |
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HCR
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LESS:Goodwill net of associated deferred tax liabilities (DTLs) |
82,991 |
81,061 |
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HCR
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Subtotal (Non-advanced Approaches Institutions) |
445,192 |
443,833 |
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HCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
445,192 |
443,833 |
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HCR
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Tier 1 capital |
454,261 |
452,902 |
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HCR
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Average total consolidated assets |
5,363,288 |
5,399,284 |
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HCR
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LESS: Deductions from common equity tier 1 capital and additional tier 1 capital |
126,873 |
124,943 |
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HCR
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Total assets for the leverage ratio |
5,236,415 |
5,274,341 |
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HCR
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Leverage ratio |
8.675 |
8.5869 |
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HCR
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Total capital |
560,187 |
558,828 |
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HCR
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Total risk-weighted assets (from Schedule HC-R, Part II, item 31) |
4,481,233 |
4,476,467 |
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HCR
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Common equity tier 1 capital ratio |
9.9346 |
9.9148 |
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HCR
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Tier1 capital ratio |
10.137 |
10.1174 |
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HCR
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Total capital ratio |
12.5007 |
12.4837 |
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HCR
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Capital conservation buffer |
4.137 |
4.1174 |
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HCR
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Cash and balances due from depository institutions (0%) |
10,041 |
25,041 |
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HCR
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Cash and balances due from depository institutions (20%) |
51,198 |
36,198 |
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HCR
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Residential mortgage exposures (Totals From Schedule HC) |
1,151,357 |
1,151,356 |
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HCR
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Residential mortgage exposures (50%) |
949,415 |
949,414 |
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HCR
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Highvolatility commercial real estate exposures (Totals From Schedule HC) |
83,068 |
83,067 |
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HCR
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Highvolatility commercial real estate exposures (150%) |
83,068 |
83,067 |
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HCR
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All other assets (Totals From Schedule HC) |
387,457 |
383,828 |
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HCR
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All other assets (Adjustments to Totals) |
144,852 |
142,928 |
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HCR
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All other assets (100%) |
202,970 |
201,265 |
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HCR
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Total balance sheet assets (Totals From Schedule HC) |
5,265,304 |
5,261,673 |
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HCR
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Total balance sheet assets (Adjustments to Totals) |
247,172 |
245,248 |
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HCR
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Total balance sheet assets (0%) |
94,624 |
109,624 |
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HCR
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Total balance sheet assets (20%) |
673,225 |
658,225 |
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HCR
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Total balance sheet assets (50%) |
1,004,239 |
1,004,238 |
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HCR
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Total balance sheet assets (100%) |
3,107,131 |
3,105,426 |
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HCR
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Total balance sheet assets (150%) |
127,780 |
127,779 |
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HCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (0%) |
171,872 |
186,872 |
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HCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
673,225 |
658,225 |
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HCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%) |
1,009,195 |
1,009,194 |
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HCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
3,581,694 |
3,579,989 |
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HCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (150%) |
127,780 |
127,779 |
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HCR
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Risk-weighted assets by risk-weight category (20%) |
134,645 |
131,645 |
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HCR
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Risk-weighted assets by risk-weight category (50%) |
504,598 |
504,597 |
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HCR
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Risk-weighted assets by risk-weight category (100%) |
3,581,694 |
3,579,989 |
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HCR
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Risk-weighted assets by risk-weight category (150%) |
191,670 |
191,669 |
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HCR
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Risk-weighted assets base for purposes of calculating the adjusted allowance for credit losses (AACL) 1.25 percent threshold |
4,492,672 |
4,487,964 |
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HCR
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Risk-weighted assets before deductions for excess AACL and allocated risk transfer risk reserve |
4,492,669 |
4,487,962 |
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HCR
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LESS: Excess AACL |
11,436 |
11,495 |
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HCR
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Total risk-weighted assets |
4,481,233 |
4,476,467 |
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HI
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Time deposits of $250,000 or more |
18,517 |
16,372 |
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HI
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Time deposits of less than $250,000 |
4,281 |
6,426 |
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HI
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Net gains (losses) on sales of loans and leases |
10,469 |
10,073 |
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HI
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Other noninterest income |
6,922 |
7,317 |
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HI
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Total noninterest income |
114,900 |
114,899 |
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HI
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Salaries and employee benefits |
110,279 |
110,278 |
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HI
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Other noninterest expense |
51,420 |
55,855 |
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HI
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Total noninterest expense |
176,241 |
180,675 |
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HI
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Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
27,563 |
23,128 |
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HI
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Income (loss) before income taxes and extraordinary items, and other adjustments |
27,594 |
23,159 |
|
HI
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Applicable income taxes (foreign and domestic) |
6,525 |
5,379 |
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HI
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Income (loss) before extraordinary items and other adjustments |
21,069 |
17,780 |
|
HI
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Net income (loss) attributable to holding company and noncontrolling (minority) interests |
21,069 |
17,780 |
|
HI
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Net income (loss) attributable to holding company |
21,069 |
17,780 |
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HIA
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Net income (loss) attributable to holding company |
21,069 |
17,780 |
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HIA
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Total equity capital end of current period |
498,699 |
495,410 |
|
PI
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All other expenses |
7,002 |
11,436 |
|
PI
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Total operating expense |
12,032 |
16,466 |
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PI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
4,089 |
(345) |
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PI
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Income (loss) before applicable income taxes, discontinued operations and undistributed income |
4,089 |
(345) |
|
PI
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Applicable income taxes |
(3,793) |
(4,938) |
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PI
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Income (loss) before undistributed income of subsidiaries and associated companies |
7,882 |
4,593 |
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PI
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Net Income (loss) |
21,073 |
17,784 |
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PIA
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Net income (loss) |
21,073 |
17,784 |
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PIA
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Provision for deferred income taxes |
(685) |
(1,789) |
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PIA
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Net change in other liabilities |
5,009 |
9,443 |
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PIA
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Net change in other assets |
(4,073) |
(4,115) |
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PIA
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Total adjustments |
(22,936) |
(19,648) |
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PIA
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Net cash provided (used) by operating activities |
(1,863) |
(1,864) |
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PIA
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Net (decrease) increase in cash and cash equivalents |
(21,829) |
(21,830) |
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PIA
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Cash and cash equivalents, current year-to-date |
49,024 |
49,023 |
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PC
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Other assets |
17,144 |
18,289 |
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PC
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TOTAL ASSETS |
570,468 |
571,613 |
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PC
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Other liabilities |
12,677 |
17,111 |
|
PC
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Retained earnings |
277,012 |
273,723 |
|
PC
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TOTAL EQUITY CAPITAL |
498,699 |
495,410 |
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PC
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TOTAL LIABILITIES AND EQUITY CAPITAL |
570,468 |
571,613 |
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PCB
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Amount of assets scheduled to mature within one year (including contractual payments to be repaid within one year) |
62,596 |
62,638 |
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PCB
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Amount of liabilities (other than borrowings) scheduled to mature within one year (including any contractual payments to be repaid within one year) |
7,797 |
12,231 |
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:· holding company filing updates :· alerus financial corporation 
