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Filing updates from : 2025-03-31
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
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Loans and leases, net of unearned income |
17,243 |
17,159 |
|
RC
|
LESS: Allowance for loan and lease losses |
186 |
204 |
|
RC
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Loans and leases, net of unearned income and allowance |
17,057 |
16,955 |
|
RC
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Total assets |
23,628 |
23,526 |
|
RC
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Retained earnings |
1,706 |
1,604 |
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RC
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Total bank equity capital |
2,056 |
1,954 |
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RC
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Total equity capital |
2,056 |
1,954 |
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RC
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Total liabilities and equity capital |
23,628 |
23,526 |
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RCCI
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Commercial and industrial loans |
4,497 |
4,416 |
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RCCI
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Other consumer loans (includes single payment and installment, loans other than automobile loans, and all student loans) |
1,677 |
1,674 |
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RCCI
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Total loans and leases held for investment and held for sale |
17,243 |
17,159 |
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RCCI
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Over three months through 12 months |
1,570 |
1,567 |
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RCCI
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Over one year through three years |
3,870 |
3,820 |
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RCCII
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With original amounts of $100,000 or less ( Number of Loans) |
53 |
47 |
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RCCII
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With original amounts of $100,000 or less ( Amount Currently Outstanding) |
1,079 |
98 |
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RCN
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Commercial and industrial loans ( Past due 30 through 89 days and still accruing) |
533 |
508 |
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RCN
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Commercial and industrial loans ( Past due 90 days or more and still accruing) |
140 |
115 |
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RCN
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Commercial and industrial loans ( Nonaccrual) |
43 |
12 |
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RCN
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 90 days or more and still accruing) |
47 |
44 |
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RCN
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Total loans and leases ( Past due 30 through 89 days and still accruing) |
2,027 |
2,002 |
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RCN
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Total loans and leases ( Past due 90 days or more and still accruing) |
232 |
204 |
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RCN
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Total loans and leases ( Nonaccrual) |
76 |
45 |
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RCR
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Retained earnings |
1,706 |
1,604 |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
2,056 |
1,954 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
2,131 |
2,029 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
2,131 |
2,029 |
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RCR
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Tier 1 capital |
2,131 |
2,029 |
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RCR
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Leverage ratio |
8.8 |
8.38 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
186 |
198 |
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RCR
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Tier 2 capital before deductions |
186 |
198 |
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RCR
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Tier 2 capital |
186 |
198 |
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RCR
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Total capital |
2,317 |
2,227 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
15,961 |
15,843 |
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RCR
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Common equity tier 1 capital ratio |
13.35 |
12.81 |
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RCR
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Tier1 capital ratio |
13.35 |
12.81 |
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RCR
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Total capital ratio |
14.52 |
14.06 |
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RCR
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Capital conservation buffer |
6.52 |
6.06 |
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RCR
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Exposures past due 90 days or more or on nonaccrual (Totals From Schedule RC) |
230 |
171 |
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RCR
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Exposures past due 90 days or more or on nonaccrual (150%) |
230 |
171 |
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RCR
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All other exposures (Totals From Schedule RC) |
10,823 |
10,798 |
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RCR
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All other exposures (100%) |
10,823 |
10,798 |
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RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
186 |
204 |
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RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
186 |
204 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
23,628 |
23,526 |
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RCR
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Total balance sheet assets (Adjustments to Totals) |
(281) |
(299) |
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RCR
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Total balance sheet assets (100%) |
11,391 |
11,366 |
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RCR
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Total balance sheet assets (150%) |
230 |
171 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
11,635 |
11,610 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (150%) |
230 |
171 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
11,635 |
11,610 |
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RCR
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Risk-weighted assets by risk-weight category (150%) |
345 |
257 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
15,961 |
15,848 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
15,961 |
15,848 |
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RCR
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LESS: Excess allowance for loan and lease losses |
0 |
5 |
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RCR
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Total risk-weighted assets |
15,961 |
15,843 |
|
RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
0 |
101 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
83 |
(18) |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
83 |
(18) |
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RI
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Income (loss) before discontinued operations |
71 |
(30) |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
71 |
(30) |
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RI
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Net income (loss) attributable to bank |
71 |
(30) |
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RIA
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Net income (loss) attributable to bank |
71 |
(30) |
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RIA
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Other comprehensive income ** |
10 |
8 |
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RIA
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Total bank equity capital end of current period |
2,057 |
1,954 |
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RIBI
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Commercial and industrial loans ( Charge offs* ) |
0 |
81 |
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RIBI
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Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) ( Charge offs* ) |
0 |
3 |
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RIBI
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Total ( Charge offs* ) |
0 |
84 |
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RIBII
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LESS: Charge offs (Loans and Leases Held for Investment) |
0 |
84 |
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RIBII
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Provision for credit losses (Loans and Leases Held for Investment) |
0 |
101 |
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RIBII
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Balance end of current period (Loans and Leases Held for Investment) |
186 |
203 |
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:· bank filing updates :· chesterfield state bank 
