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Filing updates from : 2025-04-18
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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|
(USD, in thousands) |
|
RC
|
Loans and leases, net of unearned income |
635,910 |
628,567 |
|
RC
|
LESS: Allowance for loan and lease losses |
31,179 |
26,175 |
|
RC
|
Loans and leases, net of unearned income and allowance |
604,731 |
602,392 |
|
RC
|
Premises and fixed assets (including capitalized leases) |
1,676 |
1,675 |
|
RC
|
Other assets (from Schedule RC-F) |
39,667 |
42,847 |
|
RC
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Total assets |
954,231 |
955,071 |
|
RC
|
Other liabilities (from Schedule RC-G) |
9,353 |
11,867 |
|
RC
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Total liabilities |
837,346 |
839,860 |
|
RC
|
Retained earnings |
(9,719) |
(11,393) |
|
RC
|
Total bank equity capital |
116,885 |
115,211 |
|
RC
|
Total equity capital |
116,885 |
115,211 |
|
RC
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Total liabilities and equity capital |
954,231 |
955,071 |
|
RCCI
|
Loans secured by other nonfarm nonresidential properties |
190,884 |
183,540 |
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RCCI
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Commercial and industrial loans |
134,790 |
134,791 |
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RCCI
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Total loans and leases held for investment and held for sale |
635,910 |
628,567 |
|
RCCI
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Three months or less |
186,692 |
179,349 |
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RCF
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Accrued interest receivable* |
3,716 |
3,679 |
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RCF
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Net deferred tax assets** |
12,033 |
15,250 |
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RCF
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Total |
39,667 |
42,847 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
6,106 |
8,620 |
|
RCG
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Allowance for credit losses on off balance sheet credit exposures |
1,295 |
1,296 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
1,199 |
1,198 |
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RCG
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Total |
9,353 |
11,867 |
|
RCK
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Total assets***** |
996,636 |
996,645 |
|
RCO
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Average consolidated total assets for the calendar quarter |
996,636 |
996,645 |
|
RCR
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Retained earnings |
(9,719) |
(11,393) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
116,885 |
115,211 |
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RCR
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LESS:Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of DTLs |
189 |
6,157 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
118,554 |
110,912 |
|
RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
118,554 |
110,912 |
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RCR
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Tier 1 capital |
118,554 |
110,912 |
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RCR
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Average total consolidated assets |
996,636 |
996,645 |
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RCR
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LESS: Deductions from common equity tier 1 capital and additional tier 1 capital |
271 |
6,239 |
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RCR
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Total assets for the leverage ratio |
996,365 |
990,406 |
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RCR
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Leverage ratio |
11.9 |
11.2 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
7,841 |
7,714 |
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RCR
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Tier 2 capital before deductions |
7,841 |
7,714 |
|
RCR
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Tier 2 capital |
7,841 |
7,714 |
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RCR
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Total capital |
126,395 |
118,626 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
602,627 |
597,373 |
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RCR
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Common equity tier 1 capital ratio |
19.67 |
18.57 |
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RCR
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Tier1 capital ratio |
19.67 |
18.57 |
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RCR
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Total capital ratio |
20.97 |
19.86 |
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RCR
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Capital conservation buffer |
12.97 |
11.86 |
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RCR
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All other exposures (Totals From Schedule RC) |
500,610 |
493,267 |
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RCR
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All other exposures (50%) |
20,938 |
20,937 |
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RCR
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All other exposures (100%) |
479,313 |
471,971 |
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RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
31,179 |
26,175 |
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RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
31,179 |
26,175 |
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RCR
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All other assets (Totals From Schedule RC) |
41,424 |
44,604 |
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RCR
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All other assets (Adjustments to Totals) |
271 |
6,239 |
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RCR
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All other assets (100%) |
32,776 |
29,988 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
954,231 |
955,071 |
|
RCR
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Total balance sheet assets (Adjustments to Totals) |
(33,659) |
(22,687) |
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RCR
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Total balance sheet assets (50%) |
155,600 |
155,599 |
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RCR
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Total balance sheet assets (100%) |
519,104 |
508,974 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%) |
155,663 |
155,662 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
526,506 |
516,376 |
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RCR
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Risk-weighted assets by risk-weight category (50%) |
77,832 |
77,831 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
526,506 |
516,376 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
627,260 |
617,129 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
627,260 |
617,129 |
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RCR
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LESS: Excess allowance for loan and lease losses |
24,633 |
19,756 |
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RCR
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Total risk-weighted assets |
602,627 |
597,373 |
|
RI
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All other loans secured by real estate |
22,022 |
22,012 |
|
RI
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Total interest and fee income on loans |
43,374 |
43,364 |
|
RI
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Total interest income |
55,821 |
55,811 |
|
RI
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Net interest income |
36,988 |
36,978 |
|
RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
(584) |
1,783 |
|
RI
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Service charges on deposit accounts |
5,539 |
5,549 |
|
RI
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Other noninterest income* |
620 |
609 |
|
RI
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Total noninterest income |
5,125 |
5,124 |
|
RI
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Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
1,246 |
1,245 |
|
RI
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Total noninterest expense |
50,160 |
50,159 |
|
RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
(7,463) |
(9,840) |
|
RI
|
Income (loss) before applicable income taxes and discontinued operations |
(7,463) |
(9,840) |
|
RI
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Applicable income taxes |
449 |
(254) |
|
RI
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Income (loss) before discontinued operations |
(7,912) |
(9,586) |
|
RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
(7,912) |
(9,586) |
|
RI
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Net income (loss) attributable to bank |
(7,912) |
(9,586) |
|
RIA
|
Net income (loss) attributable to bank |
(7,912) |
(9,586) |
|
RIA
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Total bank equity capital end of current period |
116,885 |
115,211 |
|
RIBI
|
Other construction loans and all land development and other land loans( Charge offs* ) |
442 |
443 |
|
RIBI
|
Loans secured by other nonfarm nonresidential properties ( Charge offs* ) |
5,737 |
13,107 |
|
RIBI
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Total ( Charge offs* ) |
9,499 |
16,870 |
|
RIBII
|
LESS: Charge offs (Loans and Leases Held for Investment) |
837 |
8,208 |
|
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
0 |
2,367 |
|
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
31,179 |
26,175 |
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:· bank filing updates :· nano banc 
