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 The Pittsfield Co-operative Bank
The Pittsfield Co-operative Bank
| RSSD ID 1000276 | CERTIFICATE 26393 | ABA NUMBER 211870142 |
| 70 South St |
Quarter Ended : |
2025-03-31 |
| Pittsfield, Massachusetts, 1201 |
Updated : |
2025-04-24 |
| www.pittsfield-coop.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 404,215 |
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Total Interest Income | 4,240 |
| Total Liabilities | 349,727 |
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Total NonInterest Income | 385 |
| Total Bank Equity Capital | 54,488 |
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Total Interest Expense | 1,680 |
| Total Deposits | 299,374 |
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Total NonInterest Expense | 2,926 |
| Net Loans & Leases | 275,118 |
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Net Income | 62 |
| Loan Loss Allowance | 2,520 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,172 |
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Total loans | 272,915 |
| Total assets for the leverage ratio | 414,104 |
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Loans secured by real estate: | 248,957 |
| Tier 1 Leverage Ratio | 14.9 |
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Commercial and industrial loans | 20,535 |
| Tier 1 Capital Ratio | 20.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.59 |
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Loans to individuals - Other | 3,422 |
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:· The Pittsfield Co-operative Bank
