|
 |
|
|
 M C Bank & Trust Company
|
M C Bank & Trust Company
| RSSD ID 1003839 | CERTIFICATE 17388 | ABA NUMBER 65400483 |
| 1204 Greenwood St |
Quarter Ended : |
2026-03-31 |
| Morgan City, Louisiana, 70380 |
Updated : |
2026-04-27 |
| www.mcbt.com |
|
| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
93 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 489,840 |
|
Total Interest Income | 6,454 |
| Total Liabilities | 408,962 |
|
Total NonInterest Income | 424 |
| Total Bank Equity Capital | 80,878 |
|
Total Interest Expense | 1,848 |
| Total Deposits | 394,185 |
|
Total NonInterest Expense | 3,600 |
| Net Loans & Leases | 317,476 |
|
Net Income | 1,019 |
| Loan Loss Allowance | 4,481 |
|
Net Charge Offs | 619 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 315,546 |
| Total assets for the leverage ratio | 481,307 |
|
Loans secured by real estate: | 227,602 |
| Tier 1 Leverage Ratio | 17.34 |
|
Commercial and industrial loans | 81,818 |
| Off Balance Sheet Exposures (%) | 12.24 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,129 |
|
|
|
|
:· M C Bank & Trust Company
