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Bankhometown
Bankhometown
RSSD ID 1004470 | CERTIFICATE 26523 | ABA NUMBER 211371926 |
31 Sutton Ave |
Quarter Ended : |
2025-03-31 |
Oxford, Massachusetts, 1540 |
Updated : |
2025-04-30 |
www.bankhometown.com |
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Institution Profile |
Year Opened : |
1889 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
16 |
Number of Employees : |
148 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,567,141 |
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Total Interest Income | 18,912 |
Total Liabilities | 1,392,197 |
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Total NonInterest Income | 2,410 |
Total Bank Equity Capital | 174,944 |
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Total Interest Expense | 6,017 |
Total Deposits | 1,345,001 |
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Total NonInterest Expense | 9,011 |
Net Loans & Leases | 1,229,638 |
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Net Income | 4,518 |
Loan Loss Allowance | 12,439 |
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Net Charge Offs | 17 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 179,225 |
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Total loans | 1,235,425 |
Total assets for the leverage ratio | 1,529,435 |
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Loans secured by real estate: | 1,197,669 |
Tier 1 Leverage Ratio | 10.87 |
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Commercial and industrial loans | 33,105 |
Tier 1 Capital Ratio | 13.48 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.54 |
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Loans to individuals - Other | 1,124 |
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