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 Bankhometown
Bankhometown
| RSSD ID 1004470 | CERTIFICATE 26523 | ABA NUMBER 211371926 |
| 31 Sutton Ave |
Quarter Ended : |
2025-09-30 |
| Oxford, Massachusetts, 1540 |
Updated : |
2025-10-28 |
| www.bankhometown.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,590,622 |
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Total Interest Income | 57,959 |
| Total Liabilities | 1,406,404 |
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Total NonInterest Income | 7,554 |
| Total Bank Equity Capital | 184,218 |
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Total Interest Expense | 17,278 |
| Total Deposits | 1,356,263 |
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Total NonInterest Expense | 26,968 |
| Net Loans & Leases | 1,269,122 |
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Net Income | 15,039 |
| Loan Loss Allowance | 12,762 |
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Net Charge Offs | (56) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 188,163 |
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Total loans | 1,274,729 |
| Total assets for the leverage ratio | 1,572,766 |
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Loans secured by real estate: | 1,235,358 |
| Tier 1 Leverage Ratio | 11.12 |
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Commercial and industrial loans | 33,737 |
| Tier 1 Capital Ratio | 14.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.96 |
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Loans to individuals - Other | 883 |
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:· Bankhometown
