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 Bank of the Bluegrass and Trust Company
Bank of the Bluegrass and Trust Company
| RSSD ID 1006513 | CERTIFICATE 21161 | ABA NUMBER 42101271 |
| 101 E High St |
Quarter Ended : |
2025-03-31 |
| Lexington, Kentucky, 40507 |
Updated : |
2025-04-29 |
| www.bankofthebluegrass.com |
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| Institution Profile |
| Year Opened : |
1972 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 386,528 |
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Total Interest Income | 4,827 |
| Total Liabilities | 355,146 |
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Total NonInterest Income | 1,294 |
| Total Bank Equity Capital | 31,382 |
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Total Interest Expense | 1,791 |
| Total Deposits | 335,243 |
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Total NonInterest Expense | 2,633 |
| Net Loans & Leases | 292,433 |
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Net Income | 1,551 |
| Loan Loss Allowance | 4,999 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 294,420 |
| Total assets for the leverage ratio | 387,810 |
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Loans secured by real estate: | 285,029 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 8,928 |
| Off Balance Sheet Exposures (%) | 14.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 606 |
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:· Bank of the Bluegrass and Trust Company
