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 Franklin State Bank & Trust Company
Franklin State Bank & Trust Company
| RSSD ID 1006652 | CERTIFICATE 11792 | ABA NUMBER 111101319 |
| 802 Prairie St |
Quarter Ended : |
2025-09-30 |
| Winnsboro, Louisiana, 71295 |
Updated : |
2025-10-21 |
| www.fsbnet.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 223,282 |
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Total Interest Income | 9,948 |
| Total Liabilities | 199,082 |
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Total NonInterest Income | 760 |
| Total Bank Equity Capital | 24,200 |
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Total Interest Expense | 2,689 |
| Total Deposits | 196,899 |
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Total NonInterest Expense | 4,868 |
| Net Loans & Leases | 117,865 |
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Net Income | 3,136 |
| Loan Loss Allowance | 1,626 |
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Net Charge Offs | 54 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,994 |
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Total loans | 124,099 |
| Total assets for the leverage ratio | 221,515 |
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Loans secured by real estate: | 65,326 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 8,947 |
| Tier 1 Capital Ratio | 23.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.39 |
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Loans to individuals - Other | 10,018 |
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:· Franklin State Bank & Trust Company
