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 CFSBANK
CFSBANK
| RSSD ID 100777 | CERTIFICATE 29672 | ABA NUMBER 243373170 |
| 101 Mckean Ave |
Quarter Ended : |
2025-09-30 |
| Charleroi, Pennsylvania, 15022 |
Updated : |
2025-10-30 |
| www.cfsbank.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 754,868 |
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Total Interest Income | 24,028 |
| Total Liabilities | 680,610 |
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Total NonInterest Income | 3,781 |
| Total Bank Equity Capital | 74,258 |
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Total Interest Expense | 13,431 |
| Total Deposits | 646,448 |
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Total NonInterest Expense | 12,837 |
| Net Loans & Leases | 450,668 |
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Net Income | 1,260 |
| Loan Loss Allowance | 2,561 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 84,733 |
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Total loans | 451,211 |
| Total assets for the leverage ratio | 801,073 |
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Loans secured by real estate: | 429,290 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 18,127 |
| Tier 1 Capital Ratio | 20.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.17 |
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Loans to individuals - Other | 3,343 |
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:· CFSBANK
