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The National Iron Bank
The National Iron Bank
| RSSD ID 1008209 | CERTIFICATE 2496 | ABA NUMBER 11102638 |
| 195 Main St |
Quarter Ended : |
2025-09-30 |
| Salisbury, Connecticut, 6068 |
Updated : |
2025-11-06 |
| www.ironbank.com |
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| Institution Profile |
| Year Opened : |
1847 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 318,124 |
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Total Interest Income | 9,728 |
| Total Liabilities | 293,283 |
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Total NonInterest Income | 2,195 |
| Total Bank Equity Capital | 24,841 |
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Total Interest Expense | 3,756 |
| Total Deposits | 292,838 |
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Total NonInterest Expense | 5,161 |
| Net Loans & Leases | 254,985 |
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Net Income | 1,451 |
| Loan Loss Allowance | 1,197 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 27,556 |
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Total loans | 250,885 |
| Total assets for the leverage ratio | 309,464 |
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Loans secured by real estate: | 248,738 |
| Tier 1 Leverage Ratio | 8.49 |
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Commercial and industrial loans | 1,629 |
| Tier 1 Capital Ratio | 16.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.1 |
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Loans to individuals - Other | 1,695 |
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